Operational domain knowledge
Start with a branch review, a returned claim or an overdue action. We map the record and the next responsibility before choosing the screen.
ARUKUS TECHNOLOGIES / ENTERPRISE SOFTWARE
AI-powered intelligence.
For businesses that run on trust.↗
From the frontline to the boardroom, Arukus Technologies brings clarity, control and confidence to how your business operates. We apply AI where it helps your teams work faster, simplify reviews and reduce human errors and turnaround time.
Built on hands-on MFI and NBFC experience. Designed for wider business needs, wherever the process fits.
ISO/IEC 27001:2022 certified companyARUKUS / THE LIVING THREADMany moving parts.
Many moving parts.
One clearer picture.
THE STARTING POINTA loan applicationCustomer + application context
THE RESPONSIBILITYReview the next stepLending team / agreed workflow
ACTIVITYFOLLOW-THROUGHPeople stay in control
LENDING / APPLICATION TO REVIEW
Keep the application, review and next responsibility connected.
LOSDigital LendingCollections
Find your product
Explore our available products.
See your industry
Discover relevant applications across business sectors.
Improve a process
Connect applications, automate work and explore AI.
SELECT CLIENT RELATIONSHIPS
Clients we are proud of
A selection of organisations we have worked with.
A CLEARER STARTING POINT
A useful next step, wherever you start.
Explore the evidence, questions and delivery responsibilities behind the product.
Six reasons to start a conversation.
Configurable workflows
Use your questionnaire, approval matrix or activity form to establish which settings fit and where additional work is needed.
Field and mobile experience
Evaluate the visit, evidence and supervisor review together, using the devices and connectivity conditions of the people doing the work.
Integration capability
Work through a source record, receiving workflow and failed exchange with both system owners. A successful connection includes the exception path.
Continuing engineering support
Carry the agreed scope into acceptance, training and support. New reports and process changes can follow a reviewed enhancement plan.
ISO/IEC 27001:2022 certified company
An independently assessed information security management framework gives your procurement and security teams a clearer foundation for due diligence and project-specific control discussions.
Different businesses. Practical work delivered.
Explore anonymous summaries of documented engagements, followed by operating scenarios for every industry we serve.
Field oversight across management levels.
Field oversight across a distributed lending network. An anonymous delivery summary drawn from Arukus’s supplied company profile.
ExploreExtend the workflow. Keep the business moving.
Inventory and workflow support for a manufacturer. An anonymous delivery summary drawn from Arukus’s supplied company profile.
ExploreConnect the task to its wider project.
Keeping construction tasks, supplies and costs in view. An anonymous delivery summary drawn from Arukus’s supplied company profile.
Explore01A CONNECTED PERSPECTIVE
Work moves across teams.
Your systems should
keep it moving.
A customer enquiry becomes a follow-up. A field visit creates an expense. A support ticket reveals a process gap. When information stops at each handover, people spend their day chasing updates. Arukus helps organisations bring structure to these everyday workflows through focused products, connected applications and carefully chosen automation.
Meet Arukus02THE COMPLETE PRODUCT RANGE
Different responsibilities.
The right tools for each.
Explore our available products. Some address specialist lending needs; others support functions shared by manufacturers, distributors, service businesses and financial institutions. Start with the process you want to improve.
Showing 10 products
01Lending & growth
Loan Origination System
A loan application should arrive at the next reviewer with a clear history and the information they need. Arukus LOS helps lending teams organise the journey from first capture to a documented decision.
Explore product02Lending & growth
Digital Lending App
A customer-facing lending app with configurable onboarding, identity checks, eligibility assessment, loan agreements and repayment visibility, supported by a lender management dashboard.
Explore product03Lending & growth
Collection Management
Give collection teams a working view of scheduled demand, payments, promises to pay and follow-up. Arukus connects the mobile collection record with branch and management oversight.
Explore product04Lending & growth
Arukus Cross-Sell
Give customer-facing teams a structured way to record interest and move an opportunity forward. Arukus Cross-Sell helps keep the product conversation, customer context and next responsibility connected.
Explore product05Risk & assurance
Enterprise Risk Management
Connect risks, key risk indicators, mitigation plans and control responsibilities in one working view. Arukus ERM helps risk owners see what is changing, why it matters and where action is overdue.
Explore product06Risk & assurance
Internal Audit Management
Plan and run audits on mobile, capture evidence, score each unit and track findings through response and closure across branches, stores, plants or depots.
Explore product07Risk & assurance
Fraud Control System
An AI-driven Fraud Detection Engine continuously analyses field activity, movement and claims to flag suspicious patterns early, then guides each alert through review, investigation and closure. AI supports the checks where it adds value, while authorised teams review the evidence and decide the outcome.
Explore product08Field & operations
Field Track-O
Assign field tasks, capture the work completed and review activity alongside location and movement. Field Track-O brings daily commitments, customer interactions and management follow-up into one operating picture.
Explore product09Field & operations
Expense & Travel Management
Capture employee travel expenses, branch petty cash and rent-related expenses through the mobile app. Records are stored in the cloud database, with policy-based approvals and finance review in one place.
Explore product10Field & operations
Support360
Give people a dependable way to raise an issue and understand what happens next. Support360 helps service teams organise the queue, the responsibility and the response around each ticket.
Explore product03DOMAIN DEPTH. BROADER POSSIBILITIES.
Industry context.
Practical applications.
A branch, a plant and a service centre work differently. The need for reliable records, clear ownership and timely follow-up is often shared. Explore where the portfolio may fit your organisation.
Software for lending, branches and field teams.
Explore Arukus products for loan applications, collections, branch reviews, operational risk and field activity.
Branch process auditsRisk and KRI reviewsGeo-verified field visitsLoan applications and collections
Explore MFI & NBFC Industry applications are scoped around your processes, product fit and implementation requirements.
04AI & PROCESS AUTOMATION
Less repetitive work.
More room for judgement.
We are extending our work into AI and process automation: helping teams read documents, find trusted information, prepare responses and coordinate agreed next steps. The starting point is a real operational bottleneck, with a measurable improvement to test.
Explore AI & automation AI initiatives and pilot opportunities · Scope confirmed during discoveryFrom an incoming request to a reviewed action
Prepare this request for the right person.
01Receive
Bring the request and its supporting records together.
02Prepare
Extract details, check completeness and suggest a category.
03Review
A person checks the evidence and approves the next step.
04Coordinate
Route the approved task and record its progress.
Illustrative AI workflow · Availability agreed per project
Where to start the conversation
Finance teams
Prepare receipt fields for review and identify missing information before the claim moves forward.
Support teams
Find an approved knowledge passage and prepare a response that an agent can check.
Operations teams
Coordinate an agreed task through approved interfaces, with clear review and stopping points.
05BUSINESS PROCESS IMPROVEMENT
Choose the next step.
Then prove its value.
Better processes can start with a simpler form, a clear approval rule or a useful connection between systems. AI is another option when the task needs interpretation. Choose the approach by the work involved.
Understand
Map the handovers, repeated work and missing information.
Simplify
Define the required record, owner and approval rule.
Connect
Move approved information through the systems involved.
Evaluate
Compare completion quality and effort with the current process.
Illustrative delivery approach. The technology and scope follow the business requirement.
06BEYOND THE PRODUCT
When your process
needs its own solution.
Connect the products you use, modernise an application or build a workflow around your way of working. Our digital services cover enterprise and mobile applications, cloud and data integration, process automation and AI discovery.
Explore digital services