KYC Document

KYC Document #1 Captures Borrower and CoƂborrower as well other earning members KYC images (Front and Back both) KYC Document #2 Aadhar Number Masking KYC number/ID verification through OCR Capture Live location

Additional Info

Additional Info #1 Family Members Count (Male, Female, Earning Members, Above 18 and Below 18) Family Assert Poverty Index 1 & 2Risk Evaluation Question Additional Info #2 SC Compliance ESG (Environmental, Social, and Governance) investing in to screen investments based on corporate policies and encourage companies to act responsibly.

Loan Application Form

Capture loan related information from customer

Product Selection

Dynamic product selection based on eligibility criteria Capture NOC documents if required

Real Time CIBIL Checking

Real Time CIBIL score check of Customer, Coborrower and adult son/daughter

Income & Expense Info

Arukus LOS captures all the income and expense data as per RBI guidelines

Phone Number Verification

OTP based verification Missed call verification

Customer Onboarding

Ability to Onboard customers Online or OfflineAadhaar QR code scan to get customer basic informationAPI based search for existing customer info

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