Identification Masters

Risk Class Process Impact Area Contributing Factors Organisational Strategy Organisational Goal

Product Configuration

Office Location Users Designation Departments Risk User Group

Other Configurable Parameters

KYC image capture settings (Front/Back/Both) Mandatory data fields (eg: Personal Information. Family assets, Income & Expenses, etc. Activity/Step modification Days difference between different activities User assignment to different activities Rule engine modification Poverty Index criteria Risk Evaluation criteria 5C compliance and ESG items Cross verification checklist Regional language specific Disbursement Kit (Loan Application Form, Agreement… Continue reading Other Configurable Parameters

Eligibility amount based on different MFI parameters

State specific Indebtedness limit Branch specific Indebtedness limit Exception handling on Branch specific Indebtedness limit Min/Max DPD on different kind of customers Cycle and Enhancement amount Dependency on CIBIL records of Co-Borrower and Other Family member’s

Product Configuration

Regional Pricing and effective date Interest Rate LPF rate GST Region specific Insurance Company Gender specific Product Handling Branch Exception under a Region

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